Disclaimer

Last updated 3 November 2026

The information provided on this site is on the understanding that it is for illustrative and discussion purposes only. Whilst all care and attention is taken in its preparation any party seeking to rely on its content or otherwise should make their own enquiries and research to ensure its relevance to your specific personal and business requirements and circumstances. Terms, conditions, fees and charges may apply. Normal lending criteria apply. Rates subject to change. Approved applicants only.

General information only, not credit advice. Consider your own circumstances and seek advice.

Acevantage Pty Ltd ACN 674 227 984 is authorised under QED CREDIT SERVICES PTY LTD ACN 147 272 295 Australian Credit Licence 387856

General information only

The information on this website is general. It doesn’t take into account your objectives, financial situation or needs. Before acting on it, consider whether it’s right for you, and talk to me about your own circumstances.

Figures are illustrative

Examples, repayments, stamp duty amounts and calculator results on this site are illustrative calculations. They are not quotes, offers, comparison rates or client results. Your actual figures depend on your circumstances, the lender, the property and eligibility. All lending is subject to the lender’s approval, valuation and eligibility criteria. Fees and charges apply.

Government schemes and stamp duty

Scheme rules on this site are checked against the government’s information guides dated 1 July 2026, and stamp duty against each state revenue office’s published rules. Rules change. Check the current rules, or ask me, before relying on them.

Not tax, legal or financial advice

I don’t give tax, legal, property or financial product advice. Talk to your accountant about tax, a lawyer about legal matters including family law, and a licensed financial adviser about investment strategy. I don’t pick properties or predict prices.

Debt consolidation and equity

Consolidating unsecured debts into a home loan secures them against your home and may increase the total interest you pay over a longer term. Accessing equity is additional debt secured against your home.

Links to other sites

Links to government and other websites are for your information. I don’t control those sites and am not responsible for their content.